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    • Easy, Breezy Loans.

    For quick, breezy finance.

    $300 - $2,000 Small Personal Loans

    Same Day Approval!!

    LOAN AMOUNT
    - $300 +

    $60.10

    $120.30

    $259.25

    The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The rates for secured MACC loans from $2,001 to $4,500 are different. Click here to see a worked example.

    Dispute Resolution Policy

    If you are not happy with any aspect of our service, we encourage you to get in touch so we can help resolve your issue. It is our priority to resolve your complaint on the spot.

    If we cannot provide a resolution for you within 24 hours, we will document your dispute and one of our Internal Dispute Resolution Officers will be in touch.

    Breezy Loans provide easily accessible, free internal and external dispute resolution services for all our customers.

    What is a dispute?

    A dispute is arising when you are dissatisfied with the response, we give you, or any aspect of the products and services we provide.

    How do I resolve a dispute?

    Contact our Internal Dispute Resolution team in writing detailing your dispute. To ensure the fastest possible turnaround times, please provide us with as much information as possible.

    How do I get in touch with the Internal Dispute Resolution Team?

    Contact the IDR Officer with the details of your dispute. We prefer this to be done in writing via email or on our website. However, if it’s easier for you, you are welcome to contact us via phone, fax or mail.

    Contact details below to get in touch:

    IDR Officer
    Breezy Loans
    Phone: 0457 857 029
    info@breezyloans.com.au

    We will notify you in writing within 2 days of receiving your dispute. Your IDR officer will also notify you regarding the outcome of your dispute and the reasons for this outcome.

    If for any reason, you are unhappy with the outcome, you can access our free External Dispute Resolution (EDR) scheme.

    You are under no obligation to pursue disputes with Breezy Loans using their internal dispute resolution procedures. You are entitled to commence legal proceedings whilst accessing our internal dispute resolution procedure.

    You do not waive any of your legal rights under the law or contracts between yourself and Breezy Loans by using our IDR procedure. Contracts include but are not limited to terms and conditions of account(s), guarantees and loan contracts.

    External Dispute Resolution is a free service which has been established by the finance industry to provide an independent external body to resolve specific complaints.

    External Dispute Resolution requirements.

    Firstly, you need to attempt to resolve your complaint with us via our IDR service.

    You may contact our external dispute resolution scheme if:

    • Your complaint is unresolved after seeking internal resolution; or
    • If you need legal advice.

    The Australian Financial Complaints Authority (AFCA) will take the following factors into account when they assess your dispute:

    • Legal principles
    • Industry codes
    • Industry best practice

      • Relevant determinations of previous similar cases in the past.

    You can contact the AFCA using their contact details are below:

    Australian Financial Complaints Authority Ltd (AFCA)
    GPO Box 3
    Melbourne, VIC 3001
    Phone: 1800 931 678 (9am to 5pm AEST)
    Email: info@afca.org.au
    Fax: (03) 9613 6399
    Website: www.afca.org.au
    Online complaint form click here

    If you need more information regarding AFCA and their Terms of Reference visit their office or website.

    What if I have questions or need more information?

    If you need more information about the services offered by Breezy Loans or this guide, please contact us using the details below:

    Breezy Loans
    Phone: 0457 857 029
    info@breezyloans.com.au

    Searching for a breezy, personal loan?

    Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.

    Breezy Loans

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    FURTHER INFORMATION

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    • Acknowledgement & Consent
    • Download Credit Guide
    • Disclaimers
    • Legal Rights - Small Personal Loans

    OUR SERVICES

    • Dental Loan
    • Emergency Loan
    • Home Renovation Loan
    • Motor Bike Loan
    • Small Personal Loan
    • Unsecured Personal Loan

    Certifications

    The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

    Warning About Borrowing

    WARNING: Do you really need a loan today?

    It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

    Check your options before you borrow:

    • - For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counselor.
    • - Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
    • - If you are on government benefits, ask if you can receive an advance from Centrelink. www.humanservices.gov.au/advancepayments

    The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

    *This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009