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  • Easy, Breezy Loans.

    For quick, breezy finance.

    $300 - $2,000 Small Personal Loans

    Same Day Approval!!

    LOAN AMOUNT
    - $300 +

    $60.10

    $120.30

    $259.25

    The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The rates for secured MACC loans from $2,001 to $4,500 are different. Click here to see a worked example.

    Frequently Asked Questions

    Have questions? See if we’ve already answered them!

    1. Who is eligible for a personal loan?

    Ans. To be eligible for a Breezy loan you simply need to be:

      (a). 18 years of age
      (b). An Australian citizen or permanent resident
      (c). Receiving a regular income in a personal account for at least three months.
      (d). Able to provide an active mobile number and email address.
      (e). We may require some extra info once you apply; however, don’t worry, we’ll let you know!

    2. Is your process 100% online?

    Ans. Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!

    3. What are payday loans?

    Ans. Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle.

    4. Do we offer payday loans?

    Ans. No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.

    5. Can I apply if I have bad credit?

    Ans. Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.

    6. Can I apply if I receive Centrelink?

    Ans. Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.

    7. What do I need to provide when I apply?

    Ans. That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?

    8. Will you call my employer?

    Ans. In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.

    9. Will you perform a credit check?

    Ans. Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.

    10. What are your business hours?

    Ans. Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours.

    Office hours:
      Monday to Friday – 10:00 AM to 05:00 PM
      Saturday & Sunday – Closed

    If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.

    11. How much can I borrow?

    Ans. Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome.

    12. What happens after I’m approved?

    Ans. If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.

    13. What if I don’t get approved?

    Ans. First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.

    14. How do loan repayments work?

    Ans. At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.

    15. What if I need to make changes to my repayment structure?

    Ans. We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.

    16. Do I get charged extra fees if I miss a repayment?

    Ans. Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.

    17. Can I pay off my loan early?

    Ans. Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.

    18. What if I need to make a complaint?

    Ans. We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.

    If you still have any question, please feel free to write us at: hello@breezyloans.com.au

    Searching for a breezy, personal loan?

    Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.

    Breezy Loans

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    OUR SERVICES

    • Dental Loan
    • Emergency Loan
    • Home Renovation Loan
    • Motor Bike Loan
    • Small Personal Loan
    • Unsecured Personal Loan
    • No Credit Check Loans
    • Consumer Loans
    • Personal Loan
    • Quick Loans
    • Fast Loans
    • Cash Loans
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    Certifications

    Email : hello@breezyloans.com.au.

    Address : 8 Budawang Street, Parkinson, QLD 4115

    (We do not accept physical applications at this address. Please apply online)

    The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

    Warning About Borrowing

    WARNING: Do you really need a loan today?

    It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

    Check your options before you borrow:

    • - For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counselor.
    • - Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
    • - If you are on government benefits, ask if you can receive an advance from Centrelink. www.humanservices.gov.au/advancepayments

    The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

    *This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

    Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice. We strongly recommend you take independent advice before choosing any loan product.

    Disclaimer: "Same Day Approval" as advertised - means, the applicant will get the application outcome on the same working day. If you are applying after working hours, you will get the reply next working day. Public holidays might affect the process of the outcome.

    Disclaimer: "No Credit Check Loans" as advertised - means, most of the decisions are based on the present income of the applicant. There could be several reasons behind bad credit in past. The lender can also perform a credit check as it is a part of application processing.


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