• hello@breezyloans.com.au.

Fast Loans From $5000 to $50,000 With Breezy

Something’s happened. Maybe the kids’ game of catch put a hole in the front window? Maybe the kitchen plumbing shattered? Maybe you really want to see that performance before the tickets are sold out? Whatever the case, you need funds now. Fortunately, Breezy Loans is here for you with fast loans that could be in your account the same day.

Who Are Breezy Loans?

Breezy Loans is an online lender that specialises in small, fast loans between $5000-$50,000, and doesn’t believe in hidden or unexpected fees. We also don’t think your past or circumstances should stop you getting a loan, so even if you’re on Centrelink or have bad credit, you shouldn’t be shy about applying.

We are committed to bringing you the perfect loan. If we’re not able to help you with one of ours, we’ll act as a lender-finder and match you with a better fit at no extra charge. After all, it’s our job to make fast loans feel ‘breezy’.

How Fast is ‘Fast Loans’?

The first step is filling out an application form. It’s super easy and only takes you a couple of minutes. Our loan specialists will get straight on to assessing it, and you should have an initial outcome in sixty minutes (during business hours). We don’t claim to be fast for nothing.

If you’re approved, we’ll send you a contract. As soon as you’ve read through and signed it, we can transfer your loan. You should access the funds that day, although if you signed outside of business hours you may have to wait until first thing the next business day. But even our worst times can still beat the big banks. Our speed is a priority at Breezy, because we know how convenient fast loans are for you.

What Should I Know?

What do I do?

Don’t worry — all you do is fill out a form (which is only a few minutes) and have a read through/sign the contract. Otherwise, we’ve got everything handled.

How much can I get for fast loans?

Breezy has loans available from $5000-$50,000.

When do I get my loan?

If you sign before 4:30PM AEST on a banking day, we should transfer your loan then. Otherwise, we’ll get to you the next business morning.The banks transfer might delay it, but usually you have access soon.

What are repayments like?

Although our loans are fast, there’s no concern about repayments. Our terms can stretch as long as twelve months, and the repayments are automatic debits that stop once finished. No need to worry.

Am I Eligible?

So the question becomes, can you apply for our fast loans? The answer is most likely! All we need is four points for you to be our next applicant:

● Are you eighteen years old or older?
● Have you had regular income for the past three months?
● Are you an Australian citizen or permanent resident?
● Do you have an email address and active mobile number?

If you checked each of these questions, then Breezy might be the lender for you.

Apply Now

There are a thousand reasons why Australians could need a small loan quickly, and at Breezy we want to accommodate all of them. Since applying takes only minutes, our response arrives in one business hour, and your cash could be in your hand that day, we have the fast loans to suit your needs. Contact us today!

Frequently Asked Questions

    To be eligible for a Breezy loan you simply need to be:
  • (a). 18 years of age.
  • (b). An Australian citizen or permanent resident.
  • (c). Receiving a regular income in a personal account for at least three months.
  • (d). Able to provide an active mobile number and email address.
  • (e). We may require some extra info once you apply; however, don’t worry, we’ll let you know!

Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.

No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.

Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.

Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.

That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?

In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.

Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.

Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours.
Office hours:
Monday to Friday – 10:00 AM to 05:00 PM
Saturday & Sunday – Closed
If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.

Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.

Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!

If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.

First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.

At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.

We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.

Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.

Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.

We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.

 

Searching for a breezy, personal loan?

Apply for $2100 to $70,000.

Look no further than Breezy Loans for quick finance topped with top-notch
customer service and loan specialists who get it.

Rates & Costs

Medium Personal Loan

Loan Amount
$2100 - $4800

Loan term
12 months - 24 months

Costs

  • 1. Maximum Interest rate: 45.99% p.a.
  • 2. Comparison rate: 37.10% p.a. to 65.70% p.a.
  • 3. Loan Type: Secured & Unsecured
  • 4. Establishment Fee: $400

Example
This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

Disclaimer:
These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.

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Personal Loan

Loan Amount
$16,000 - $70,000

Loan term
12 months - 5 years*

Costs
  • 1. Interest rate: 14.2% p.a.
  • 2. Comparison rate: 14.65% p.a.
  • 3. Loan Type: Secured & Unsecured

These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.

Example
Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.

Disclaimer:
These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.

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