• Home
  • About Us
  • FAQ
  • How it Works
  • Costs
  • Why Choose Us
  • Contact Us
×
  • Home
  • About Us
  • FAQ
  • Costs
  • Contact Us

    • Easy, Breezy Loans.

    For quick, breezy finance.

    $300 - $2,000 Small Personal Loans

    Same Day Approval!!

    LOAN AMOUNT
    - $300 +

    $60.10

    $120.30

    $259.25

    The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The rates for secured MACC loans from $2,001 to $4,500 are different. Click here to see a worked example.

    Home Renovation Loan

    Leaking roof? Need new carpets? Does your house need repainting? Looking at renovating your bathroom or kitchen?


    If you need some help financing renovations around the house, you have come to the right place. Whether you urgently need to fix a leaking roof, or broken hot water system, or are looking at redoing your kitchen, or repainting the house, we can help. We specialise in providing fast, cash loans for home renovators. We understand how easily renovation budgets can blow out, or things can break down around the house at the wrong time.

    You can apply for a home renovation loan here using our simple online application form. Make sure you let us know your renovation goals so we can match you up with the best available loan from our panel. We understand that there are times that you need your cash straight away. Our same day loans service is the perfect solution when you need to get your cash in a hurry.

    Apply now to see if we can help you get those much-needed renovations done and dusted.

      ➤We stand by our No Approval; No Charge promise and will not charge you any fees for using our application platform.


      Below is an outline of the costs associated with a home renovation loan once you have accepted and approved your contract:

      Small Renovation Loan:

        ➤Upfront establishment fee: 20% of the total loan amount

          ➤Monthly Interest: 4% of the total loan amount. No annual interest rates.

            ➤Maximum representative APR: 199.9%

              ➤Loan Term: 3 months – 12 months

                ➤For example: If you decide to borrow $500 for a 5-month loan term you will pay $720 (Establishment fee of $100 + total monthly interest of $120).

                  ➤(All the prices are in Australian Dollars. These rates are just an example help you understand the rates and costs)

                  Medium Renovation Loan**

                    ➤Upfront Establishment Fee: $400

                      ➤Annual Interest: Maximum of 48% per annum.

                        ➤Example: You Borrow – $2300 For 14 Months, You Pay – Approx. $2794
                        ($400 one-off establishment fee + $49.88 weekly Repayment)

                          ➤(All the prices are in Australian Dollars. These rates are just an example help you understand the rates and costs)

    Searching for a breezy, personal loan?

    Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.

    Breezy Loans

    • Contact Us
    • About Us
    • FAQs
    • How It Works
    • Why Choose Us
    • Information Hub
    • Feedback

    FURTHER INFORMATION

    • Privacy Policy
    • Data Security
    • Website Policy
    • Dispute Resolution Policy
    • Acknowledgement & Consent
    • Download Credit Guide
    • Disclaimers
    • Legal Rights - Small Personal Loans

    OUR SERVICES

    • Dental Loan
    • Emergency Loan
    • Home Renovation Loan
    • Motor Bike Loan
    • Small Personal Loan
    • Unsecured Personal Loan

    Certifications

    Email : hello@breezyloans.com.au.

    Address : 8 Budawang Street, Parkinson, QLD 4115

    (We do not accept physical applications at this address. Please apply online)

    The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

    Warning About Borrowing

    WARNING: Do you really need a loan today?

    It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

    Check your options before you borrow:

    • - For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counselor.
    • - Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
    • - If you are on government benefits, ask if you can receive an advance from Centrelink. www.humanservices.gov.au/advancepayments

    The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

    *This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

    Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice. We strongly recommend you take independent advice before choosing any loan product.

    Disclaimer: "Same Day Approval" as advertised - means, the applicant will get the application outcome on the same working day. If you are applying after working hours, you will get the reply next working day. Public holidays might affect the process of the outcome.

    Disclaimer: "No Credit Check Loans" as advertised - means, most of the decisions are based on the present income of the applicant. There could be several reasons behind bad credit in past. The lender can also perform a credit check as it is a part of application processing.

    Industry Associations

    Credit Sence Lead Market Overflow Credfin