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A Breezy Motorbike Loan Could See You Driving Away Fast | Apply Now!

Buying a new motorbike is an exciting adventure. There are so many exciting things to decide like model and year and don’t even get us started on trying to decide on a color. While it’s definitely a big life moment, there’s no denying that it can also come with a big price tag. Don’t let the expense put you off getting your dream bike though. If you need a bit of a helping hand to get your dream motorbike why not try out a motorbike loan from Breezy?

Who can apply?

Our motorbike loan eligibility criteria is simple. Don’t expect any hard to meet application criteria from Breezy Loans, just simple, easy to meet criteria designed to make getting finance easy for as many Aussies as possible. Take a look at the following criteria:

● Are you at least 18 years of age?
● Are you an Australian citizen or permanent resident?
● Have you been employed for at least 3 months?
● Do you have an active phone number and email address so we can contact you about your application?

Did you answer yes to everything above? Congratulations, you qualify to apply for a Breezy motorbike loan! Scroll up and hit submit now to get your application off to a breezy start.

Loan and fee differences

Knowing what kind of fees and charges may be applicable to a loan is difficult when they’re all different. It gets even more difficult when you consider the sheer variety of loans and lenders out there. It can seem pretty overwhelming trying to decide which motorbike loan product is right for you. While every lender is going to be unique, we can provide you with a few examples of a Breezy motorbike loan and let you know what kinds of fees and charges are associated with each.

Breezy provides two main types of loan products. These are your small amount credit contract (also known as a SACC) and a medium amount credit contract, (also known as a MACC). These loan products differ greatly; the right loan for you will depend on how much you’re looking to borrow and what types of fees and charges you’re happy to pay.Read more about the fee & rates here.

How do I apply?

Why spend time toiling for hours over a hugely complicated application form that requires mountains of paperwork and even more effort? Submitting a motorbike loan application with Breezy Loans couldn’t be easier! We’ve created a 100% online, paper-free application that will take you just a few minutes to complete.

We believe that you should spend your time focusing on the more important things in life, rather than spending hours upon hours trying to complete complicated applications and hunt down paperwork you haven’t seen in months. We’ve streamlined the process so that it’s easy, fast and you’ll often get your answer on the same day that you apply. Don’t believe us when we say that it’s that easy? Read on to see just how fast and easy it is.

Step 1 – begin your application

Begin your application by scrolling up to the top of this page and having a look at our online motorbike loan calculator. This calculator asks you to submit the amount you’re looking to borrow and how long you’d like to make your repayments. Once you’re happy with the loan amount you have selected hit the submit button to be taken to the second stage of your application.

Next, we’ll get you to provide us with a few extra details. These include your name, address, date of birth, and reason for applying for a loan. Fill these details in for us and hit the next button again. You’ll now be taken to the last page of your paper-free online application form.

Step 2 – submit your bank statements

Now that we have gotten to know you a bit better we’ll ask you to upload a secure, read-only copy of your bank statements. These statements are security protected and only accessible by our loan assessment experts. Hit submit a final time and your application will head on over to our assessment team to begin the assessment process.

Step 3 – we assess your application

The hard part is all done so you can sit back and relax while our team gets to work assessing the information and statements you have provided to us. Our experts have a good look through the bank statements that you provided us with focusing on your relationship with money and how you’re handling your finances.

If our assessors find that you require any further supporting documentation or information for your motorbike loan application, they’ll be in touch with you ASAP to ensure that your application keeps progressing in a timely manner. Make sure you keep your phone near you in case we need to contact you to get further information.

The assessment process is fast and easy and you’ll generally have an outcome the same day you apply. Sometimes it may take a little bit longer if your assessor requires further documentation from you. It may also take a bit longer if you submitted your application outside of our office hours. If you did apply outside of these hours you might not hear back from us until we’re back in the office. Never fear though, we’ll get straight to your application first thing next business day.

Step 4 – get your outcome

Once we have finalized your motorbike loan assessment we’ll be in touch with you to let you know the outcome of your application. If you have been successful and Breezy Loans are able to offer you a motorbike loan we’ll discuss your loan offer and contract with you to ensure that you’re the terms and repayment amount that have been offered. If you’re happy with the terms of your loan and want to move forward simply e-sign your contract and send it back to us as soon as you can.

Step 5 – get your cash

We can release your motorbike loan to your bank account as soon as we have received the signed copy of your contract. Depending on who you bank with, your funds can be in your account in as little as 60-minutes, sometimes even faster. If you don’t see your cash instantly don’t panic though, depending on who you bank with, your funds may take a little bit longer to clear into your bank account and will be in your account overnight at the very latest.

If you happen to have any questions about our assessment process, want to follow up on an application, or want further information about your loan terms or repayments, feel free to contact us here – we’re always happy to help.

What other fees could you be charged?

Sometimes there might be some other fees that could be applied to your motorbike loan under certain circumstances. Breezy Loans believes it’s always a good idea to be fully informed and aware of any potential fees or charges by reading your contract before signing. This way, you won’t be caught off guard if you do incur some of these costs. Some of the more common fees and charges that might be applicable to your motorbike loan are as follows:

● Late/missed repayment (dishonor) fee – if your scheduled repayment declines due to insufficient funds or some other reason you may be charged a missed repayment fee by your lender. This can seem like a small fee but if you regularly have repayments that fail these fees can add up over the life of the loan. All these extra fees can also end up costing you more in terms of interest or monthly fees if your loan runs longer. To avoid these unnecessary fees it’s always a good idea to ensure that you remember when your repayments are due and your account has enough cash available to process your scheduled repayment.
● Early payout fee – some lenders may charge you a small fee for paying out your loan early. Not every lender decides to do so but some will so you were planning on paying off your loan early be sure to check whether this fee might apply to you.
● Skipped repayment fee – some lenders will charge you a small admin fee for skipping an upcoming repayment, especially if the repayment is due within the next 24 hours. Due to this, it is often better to request a reduced one-off repayment instead of a skipped repayment. A partial payment is better as it is still reducing the loan amount and not adding further fees onto the total amount owing therefore increasing the balance.

These are just some of the fees and charges that a lender may charge you. In order to avoid unexpected fees or charges, it’s always a good idea to thoroughly read your contract before accepting your loan.

What if I can’t make my repayments?

Sometimes life happens and we’re unable to make our scheduled repayments. Breezy understands that this can happen and is willing to work with you to organize the best solution that works for you and us. If you believe that your upcoming repayment is going to decline or you’re having trouble making your repayments due to unforeseen circumstances, don’t hesitate to get in touch with us. We’re here to help you out, from your initial application all the way through to the finalization of your loan and we’re always happy to work with you.

Get your motorbike loan now!

If you like the look of a Breezy motorbike loan, why not submit an application today? With guaranteed fast and easy applications it’ll only take you a few minutes to get the spare cash you need to get your hands on a new motorbike. We’re 100% online, paper-free, hassle-free, and damn good at what we do. If you’re looking for a motorbike loan with a trusted Aussie company submit your application now and you could have your cash by this evening.

Frequently Asked Questions

    To be eligible for a Breezy loan you simply need to be:
  • (a). 18 years of age.
  • (b). An Australian citizen or permanent resident.
  • (c). Receiving a regular income in a personal account for at least three months.
  • (d). Able to provide an active mobile number and email address.
  • (e). We may require some extra info once you apply; however, don’t worry, we’ll let you know!

Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.

No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.

Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.

Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.

That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?

In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.

Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.

Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours.
Office hours:
Monday to Friday – 10:00 AM to 05:00 PM
Saturday & Sunday – Closed
If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.

Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.

Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!

If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.

First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.

At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.

We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.

Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.

Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.

We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.


Searching for a breezy, personal loan?

Apply for $2100 to $70,000.

Look no further than Breezy Loans for quick finance topped with top-notch
customer service and loan specialists who get it.

Rates & Costs

Medium Personal Loan

Loan Amount
$2100 - $4800

Loan term
12 months - 24 months


  • 1. Maximum Interest rate: 45.99% p.a.
  • 2. Comparison rate: 37.10% p.a. to 65.70% p.a.
  • 3. Loan Type: Secured & Unsecured
  • 4. Establishment Fee: $400

This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.


Personal Loan

Loan Amount
$16,000 - $70,000

Loan term
12 months - 5 years*

  • 1. Interest rate: 14.2% p.a.
  • 2. Comparison rate: 14.65% p.a.
  • 3. Loan Type: Secured & Unsecured

These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.

Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.

These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.


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