Get from $5,000 to $70,000 Same Day Approval!!
Brick-and-mortar buildings might make for pretty photographs, but they’re also pretty inconvenient when it comes to getting a loan. Queues have long wait times, the overworked clerks have to scramble to find the paperwork, and that’s even assuming you can get to the building. All too often, arriving at a traditional lender is a chore in its own right. Thankfully, Breezy’s online loans are here to offer a more convenient alternative.
Breezy Loans is an online lender, designed to help Australians when they need it most. We provide small loans from $5000-$50,000, available to be fast and convenient. It only takes a few minutes to fill out our application form, and once it’s submitted, you should get your initial outcome in sixty minutes (during business hours). After the contract is signed we can transfer your funds — you could have access to your online loans the same day, or by the next business day at the latest.
We also function as a lender-finder, meaning that if we can’t match you to one of our loans, we can get in contact with another company that might. There’s no extra charge for that, so you can rest assured knowing Breezy’s got your back.
Being online gives us a lot of advantages over traditional lenders. For one thing, online loans don’t need piles of paperwork — in fact, the one form you need to fill out is easy, compressed, and only takes minutes. Online loans are also more convenient, as you can apply from the comfort of your own home. There’s no need to fight for a banker’s attention with other people in line, and you can have the funds in a matter of hours.
But one of the biggest advantages of online loans is that, being an alternative lender, Breezy can be more flexible than major banks. We’re happy to lend to people with bad credit or on Centrelink payments, as we look at details like your current finance relationship as well as your credit history.
Being eligible for one of Breezy’s online loans isn’t that difficult. All you need is to meet these four simple requirements, and you’re ready to go:
●Be an Australian citizen/permanent resident ●Be a legal adult (18 or older) ●Have a current mobile number and email address ●Have been receiving a steady income for at least 3 months
Easy-Breezy, really.
Applying for online loans is an easy process. It only takes a few minutes to finish our form, and you should get a response within sixty minutes (during business hours). Not a problem.
Breezy’s loans range from $5000-$50,000.
We have repayment plans that can last twelve months.
Repayments are via automatic direct debits that stop as soon as you finish your loan. No nasty surprises because you forgot a payment.
Breezy Loans is always ready for anyone who needs us, and we make convenience a priority. So apply online today!
Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.
No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.
Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.
Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.
That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?
In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.
Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.
Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours. Office hours: Monday to Friday – 10:00 AM to 05:00 PM Saturday & Sunday – Closed If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.
Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.
Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!
If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.
First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.
At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.
We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.
Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.
Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.
We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.
Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.
Loan Amount $2100 - $4800
Loan term 12 months - 24 months Costs
Example This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.
Loan Amount $16,000 - $70,000
Loan term 12 months - 5 years*
These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.
Example Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.
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