How to Apply.

Don’t jump through hoops for personal finance. Instead, take a peek at our breezy application and see how we work.


You Apply Online.

Breeze through our 100% online application in minutes. We may not offer payday loans, but we certainly provide top-notch service with a speedy application. Scroll up and fill out our form to get started!


We Deliver an Outcome.

Ideally, you’ll hear an outcome in 60 minutes during our regular business hours. However, this time may vary depending on whether we require additional information or not. So, while you’re tending to your virtual farm, keep an eye on your email and texts.


We Transfer money Directly.

If you’re approved (congrats!), we’ll transfer your moolah directly to your bank account. Times may vary depending on whether your bank plays ball. So, expect your funds in your account the next business day at the latest.


Who can apply?

Before you apply for Breezy loans, check if you meet our requirements:


Must be over 18 years old


Be an Australian citizen or permanent resident


Be receiving a regular income for at least 3 months


Have an active mobile number or email address

Unlike some payday loans, we have a few suitability requirements just to make sure you qualify for Breezy loans.

Quick and Easy - that’s Breezy Loans

Breezy Loans is a part of neo-lender with a heart of gold. We may not offer payday loans, but we do offer personal loans with flexible loan terms and painless repayments. Ever thought applying for a personal loan could take just minutes? Well, believe it with Breezy. We are no ordinary lender - we don’t ask our clients to jump through hoops for simple finance. We’ve streamlined our neo-lending process to produce fast outcomes and speedy cash.

So, if you’re thinking about payday loans, think Breezy instead.

Breezy Loans Specialises in quick and easy Payday Loans

When an unexpected expense pops up, it can often be difficult to come up with the cash that you need. When this happens, one of your best options is to utilise the services of a great payday lender. However, we all know that finding the perfect payday loan for your needs can sometimes be a difficult task. Not every payday loan is built the same, and it can take time and effort to find the right lender to work with. However, here at Breezy, we believe that it doesn’t have to be as hard as you might expect. Breezy loans specialise in quick, easy and simple payday loans to help you out of a tight bind whenever you need it. Whether you have unexpected household repairs that you need to get sorted ASAP or you get hit with a larger than expected power bill due to the rising costs of living and electricity, Breezy has you covered.

Our payday loans are easy to apply for and can be in your account in as little as 60-minutes after approval. Our short-term loans and payment terms are tailored to our customers meaning that we can provide you with a suitable solution to your needs. Depending on your financial situation, and taking your income and expenditure into account we can tailor a payday loan term to suit your specific needs. We don't believe in a one size fits all kind of policy when it comes to personal finance. Personal finance should be just that. Personal. When you apply with Breezy, we assess every single application we receive and give it the personal touch it deserves. This is the Breezy Loans difference.

No upfront credit checks before approval

We can also help you out with payday loans that require no upfront credit checks before approval. We understand that your credit report is an important financial report and we do our best not to impact it until we’re sure that you’re suitable for one of our financial products. Breezy does not conduct any upfront credit checks when we begin assessing your application for our $300 - $2000 Online Loans. We won’t conduct a credit check until the very end of the application process as the final step in our assessment process. This way, if your application isn’t successful this time round or you choose to withdraw your application before we have finished assessing it, your credit score won’t be impacted at all. Credit checks are an important aspect of responsible lending practices but we always consider them as just one part of your overall payday loans application.

A credit check will be taken into consideration with your entire application to ensure that a short-term payday loan will be suitable for you at this time. We won’t judge you based solely on your credit score and how good or bad it might be. Rather, we take all of your information including your income, expenses, current financial commitments, costs of living and credit score to make a sound, reasonable decision on your application. You can trust that when we make a decision on your application it is fully informed and made with your benefit in mind. We know that when you need spare cash, you need it fast. Once we have finished assessing your application we can provide funding within 60 minutes (on approval) and you can get your expenses sorted out sooner rather than later. The next time you need to get your hands on quick payday loans, apply with Breezy Loans for payday loans between $300 - $2,000. We’re your local small loans experts.

Loans by Aussies for Aussies.

Our team of Breezy loan specialists are experts at what they do. They may not write payday loans, but they certainly know their way around a personal loan. We are 100% online and dedicated to top-notch customer service. Our clients and their experience are a high priority. We want our service to be a breeze. When the unexpected strikes, turn to Breezy Loans for fast, easy service, without the palaver of a big bank.