Information Hub
Useful information and news from the breezy loans team
Guide to Efficient Debt Management During COVID-19 Pandemic
Dealing with liability and debt can be stressful especially as you plan out for the prospective economic impact of COVID-19. Numerous measures can be undertaken to manage debt, in this article we will discuss the steps that will assist you in effective debt management during this unprecedented time. Proactively contact your lenders & DISCUSS your …Continue reading "Guide to Efficient Debt Management During COVID-19 Pandemic"
Holiday loan- fund your vacation
You don’t have to travel far to experience a great adventure. But even a short trip costs money, especially if you are traveling with your family. Fast loans are not to be taken only in emergency situations. Depending on the nature of your holidays, your destination, time spent there you may have fabulous holidays for …Emergency Loans – Instant Cash in Urgent Situations
Disasters always occur at the least expected moment. Sometimes we have a contingency plan – but often we do not. We can avoid many problems, or at least minimize the consequences, unfortunately, accidents happen, and we cannot predict them all. And when they happen, we may need money to get us out of the tight …Continue reading "Emergency Loans – Instant Cash in Urgent Situations"
5 Worst Reasons to Take Out a Personal Loan
When you need some extra cash taking a personal loan may be the easiest way to get your funds. It is often quite a simple process, and – as long as you have a decent source of income – some security, and a good credit score, you have a good chance of getting your application …Continue reading "5 Worst Reasons to Take Out a Personal Loan"
Loan Rejection: Why Your Loan Was Declined
Loan rejection is disappointing and discouraging. To many people, it feels like a personal insult. Apart from a fact that rejection simply feels awful, people rarely apply for a loan on a whim, they take a loan because they need it. If taking a loan is the only way you can think of to obtain …Continue reading "Loan Rejection: Why Your Loan Was Declined"
How to Get a Personal Loan with a Credit Score 550 or Less
Getting a personal loan with a credit score 550 or less is not easy but it is not impossible if you understand how lending works. It will take some work, but it can be done. The necessary steps involve checking your credit history, reviewing your credit report for errors, improving your credit score, catching up …Continue reading "How to Get a Personal Loan with a Credit Score 550 or Less"
7 Common Personal Loan Myths
There are many common myths and misconceptions about taking a personal loan. Unless you understand how lending works, you can make a bad decision and choose the wrong lender or the wrong option. You may consider word-of-mouth and personal opinion of people you trust. If you hear that everyone recommends the services of a particular …What’s the Difference Between Payday Loans and Personal Loans?
If you ever enquired about a loan and tried to compare different options to see which one is right for you, you know that it may be confusing. Comparison of Payday Loans and Personal Loans If you compare payday loans and personal loans you will find many similarities. The eligibility terms, loan amount, repayment terms …Continue reading "What’s the Difference Between Payday Loans and Personal Loans?"
Why Lenders Check Credit Scores While Processing a Loan Application?
Use of Credit Score If you have ever borrowed money from a lender, or considered borrowing money, chancesare you have heard about credit scores. Whether you are buying your next home, a new computer or a car – you may need a loan. Credit scores may also be used by mobile phones, electricity, gas or …Continue reading "Why Lenders Check Credit Scores While Processing a Loan Application?"
Are Payday Loans Still Popular Among Borrowers?
What is a Payday Loan Small amount credit contracts (SACCs) are often referred to as payday loans, which is a high-cost loan, between $300 to $2,000, that must be repaid between 16 days and 1 year. These loans are designed to be paid back as soon as you get your next payday. The Australian payday …Continue reading "Are Payday Loans Still Popular Among Borrowers?"
Breezy Loans Pty Ltd ABN: 29 627 702 943 t/as Breezy Loans Credit Rep No. 514197 is fully licensed with ASIC and provide credit services under ACL 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are fully licensed with ASIC and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.
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