Breezy Loans
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Simple 3-Step Process

How It Works

It's simple to organise your loan online in just three steps. No paperwork, no phone calls — just fast, easy finance.

Easy Steps

Get Your Loan in 3 Easy Steps

Our streamlined process gets you from application to cash in your account as fast as possible.

1

Complete Our Easy Online Application

Submit your details in just a few minutes online or from your mobile. We only collect the essentials needed to verify your identity and match you with the best available lender. We use the latest encryption technology to keep your personal information safe and secure.

2

Meet Your New Lender

We assess your situation and utilise the latest technology to find you the best available lender from our large panel. Keep an eye on your email — your new lender will be in touch with your loan contract, repayment information, and terms for you to review. If happy, e-sign to accept.

3

Cheers, Cash in Your Account!

Once your lender receives confirmation of your acceptance, they'll transfer the money into your bank account. Most clients receive their money the same day — you could have your funds in as little as 60 minutes! (Approval times vary based on your application and bank policies)

Am I Eligible to Apply for a Personal Loan?

To comply with our regulatory obligations, you need to meet the criteria below to be eligible for an instant personal loan:

  • You need to be an Australian citizen or permanent resident
  • You must be at least 18 years of age
  • You cannot have two or more existing loans under your name
  • You must not have applied for two or more loans in the last 90-day period
  • You must be able to comfortably meet your loan repayments
  • You need a valid Australian phone number and email account
  • Not declared as a 'Defaulter' by a previous lender (approval depends on individual lender policies)
Check Your Eligibility

Important Warning

Approval of your loan is dependent on the information provided by you via your online application form. Your lender may request additional documents or information from you before they approve your loan.

Breezy Loans Pty Ltd offers a free loan application service. Borrowers are not charged any fees to process their application.

Centrelink Recipients

For information about whether Centrelink recipients are eligible to apply for loans, please check the MoneySmart website: Urgent help with money

Ready to Get Started?

Apply online in minutes and get a decision fast. No paperwork, no hassle — just fast finance when you need it.

Start Your Application