It’s simple to organise your loan online in just three steps. There is no paperwork and no phone calls involved.
You can submit your details in just a few minutes online or from your mobile. We only collect the essentials needed to verify your identity and match you with the best available lender. We use the latest encryption technology to keep your personal information safe and secure.
We will assess your situation, and then utilise the latest technology to find you the best available lender from our large panel of Australia’s best lenders. Keep an eye on your email because your new lender be in touch with your loan contract, repayment information and the terms and conditions for you to review. If you are happy, you can e-sign to accept their offer.
Once your lender receives confirmation of your acceptance, they will transfer the money into your bank account. Most of our clients receive their money on the same day, you could have your funds in as little as 60 minutes!! (Approval times vary depending on your individual application and your bank’s policies)
To comply with our regulatory obligations, you need to meet the criteria below to be eligible for an instant personal loan:
• You need to be an Australian citizen or permanent resident.
• You must be at least 18 years of age.
• You cannot have two or more existing loans under your name.
• You must not have already applied for two or more loans in the last 90-day period.
• You must be in a financial situation where you are able to comfortably meet your loan repayments.
• You need a valid Australian phone number and an email account.
• You will have less chance of being approved if you have been declared as a ‘Defaulter’ by a previous lender due to incomplete repayments in the past. Your approval is dependent on the policies of each individual lender.
Please check MoneySmart website for this information: Urgent help with money
Approval of your loan is dependent on the information provided by you via your online application form. Your lender may request additional documents or information from you before they approve your loan.
Breezy Loans Pty Ltd offers a free loan application service. Borrowers are not charged any fees to process their application.
Look no further than Breezy Loans for quick finance topped with top-notch
customer service and loan specialists who get it.
Loan Amount
$2100 - $4800
Loan term
12 months - 24 months
Costs
Example
This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.
Disclaimer:
These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.
Loan Amount
$16,000 - $70,000
Loan term
12 months - 5 years*
These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.
Example
Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.
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