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  • Easy, Breezy Loans.

    For quick, breezy finance.

    $300 - $2,000 Small Personal Loans

    Same Day Approval!!

    LOAN AMOUNT
    - $300 +

    $60.10

    $120.30

    $259.25

    The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The rates for secured MACC loans from $2,001 to $4,500 are different. Click here to see a worked example.

    How It Works

    It’s simple to organise your loan online in just three steps. There is no paperwork and no phone calls involved.

    Step One – Complete our easy online application form.

    You can submit your details in just a few minutes online or from your mobile.
    We only collect the essentials needed to verify your identity and match you with the best available lender. We use the latest encryption technology to keep your personal information safe and secure.

    Step Two – Meet your new lender

    We will assess your situation, and then utilise the latest technology to find you the best available lender from our large panel of Australia’s best lenders.
    Keep an eye on your email because your new lender be in touch with your loan contract, repayment information and the terms and conditions for you to review. If you are happy, you can e-sign to accept their offer.

    Step Three – Cheers, the cash is in your bank account!

    Once your lender receives confirmation of your acceptance, they will transfer the money into your bank account.

    Most of our clients receive their money on the same day, you could have your funds in as little as 60 minutes!! (Approval times vary depending on your individual application and your bank’s policies)

    WARNING:
    Approval of your loan is dependent on the information provided by you via your online application form. Your lender may request additional documents or information from you before they approve your loan.

    Breezy Loans Pty Ltd offers a free loan application service. Borrowers are not charged any fees to process their application.

    Am I eligible to apply for a personal loan?

    To comply with our regulatory obligations, you need to meet the criteria below to be eligible for an instant personal loan:

    • You need to be an Australian citizen or permanent resident.
    • You must be at least 18 years of age.
    • You cannot have two or more existing loans under your name.
    • You must not have already applied for two or more loans in the last 90-day period.
    • You must be in a financial situation where you are able to comfortably meet your loan repayments.
    • You need a valid Australian phone number and an email account.
    • You will have less chance of being approved if you have been declared as a ‘Defaulter’ by a previous lender due to incomplete repayments in the past. Your approval is dependent on the policies of each individual lender.

    Are Centrelink recipients eligible to apply for this loan?

    Centrelink beneficiaries will qualify for this loan if they meet the following criteria:
    • Up to half of income (50% of total) is received from Centrelink.
    • Loan repayment amount must not be more than 20% of total income (this also includes any repayments on past loans).

    Searching for a breezy, personal loan?

    Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.

    Breezy Loans

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    FURTHER INFORMATION

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    OUR SERVICES

    • Dental Loan
    • Emergency Loan
    • Home Renovation Loan
    • Motor Bike Loan
    • Small Personal Loan
    • Unsecured Personal Loan
    • No Credit Check Loans
    • Consumer Loans
    • Personal Loan
    • Quick Loans
    • Fast Loans
    • Cash Loans
    • Online Loans

    Certifications

    Email : hello@breezyloans.com.au.

    Address : 8 Budawang Street, Parkinson, QLD 4115

    (We do not accept physical applications at this address. Please apply online)

    The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

    Warning About Borrowing

    WARNING: Do you really need a loan today?

    It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

    Check your options before you borrow:

    • - For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counselor.
    • - Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
    • - If you are on government benefits, ask if you can receive an advance from Centrelink. www.humanservices.gov.au/advancepayments

    The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

    *This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

    Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice. We strongly recommend you take independent advice before choosing any loan product.

    Disclaimer: "Same Day Approval" as advertised - means, the applicant will get the application outcome on the same working day. If you are applying after working hours, you will get the reply next working day. Public holidays might affect the process of the outcome.

    Disclaimer: "No Credit Check Loans" as advertised - means, most of the decisions are based on the present income of the applicant. There could be several reasons behind bad credit in past. The lender can also perform a credit check as it is a part of application processing.


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