• hello@breezyloans.com.au.

Wedding Loans for your dream wedding

White dresses, stunning venues, fancy catering ‑ weddings are exciting, but making it perfect can become expensive. All those details you’ve been dreaming of add up quickly. But there’s no need to worry; thanks to the convenience of Breezy’s wedding loans, you won’t have to skip any joy in the happiest day of your life.

Who Are Breezy Loans?

Breezy Loans is an online lender with a focus on convenience, perfect for helping out when you realise your budget forgot the wedding band. We offer small personal loans between $300-$2,000 that can be in your pocket in hours. All you need to do is fill out an easy-peasy form, which should only take a couple of minutes, and our loan assessors will get to work. If you applied during business hours, you should have your wedding loan’s initial outcome within sixty minutes. We'll send you a contract if your application is approved, and as soon as you sign it we'll start transferring your loan. Depending on the time, you might have your money either the same day or first thing the next business day.

Breezy also operates as a lender-finder, so if we can't help you with your wedding loans, we'd be more than happy to find someone that can.

Do I Need Wedding Loans?

Wedding loans are a good way of preventing panic in the lead up to your big day. Maybe there's a gorgeous dress with your name on it that you don’t quite have enough for. Maybe your cake met with disaster two days beforehand and you need a replacement fast. Maybe you've never realised you love orchids but now you know the wedding won’t be complete without them. We at Breezy Loans don't believe you shouldn't need to sacrifice your dream wedding for anything, and our available wedding loans ensure that you don't have to.

What Should I Know About Breezy’s Wedding Loans?

What do I do?

We handle the complicated banking stuff so you can keep your focus on wedding plans. All you need is to fill in a quick online form, and we should get back to you within sixty minutes (during business hours). Easy-peasy-Breezy!

How much are the loans?

We provide loans from $5000 up to $20,000.

How long do I have to pay it back?

Our repayment terms can stretch up to twelve months to 5 years or more.

How do I make repayments?

There's no worry about forgetting your repayments, as we can set up an automatic direct debit with your payment.Plus, the payments will stop automatically once you've finished the loan, so there's no inconvenience there.

Can I Apply?

If taking out one of Breezy’s wedding loans sounds tempting, you might be wondering if you’re eligible to apply. Well, good news: all you need is four simple things.

● Be a legal adult (18 years old or older)
● Be an Australian citizen or permanent resident
● Be receiving regular income for at least three months
● Have an email address and an active mobile number

So if you hit every point in that checkpoint, consider if Breezy might be the choice for you.

Anything Else?

If there's anything more you want to hear about, head on over to our FAQ or our ‘how it works’page for more information. Otherwise, apply for one of Breezy’s wedding loans today and make your day perfect.

Frequently Asked Questions

    To be eligible for a Breezy loan you simply need to be:
  • (a). 18 years of age.
  • (b). An Australian citizen or permanent resident.
  • (c). Receiving a regular income in a personal account for at least three months.
  • (d). Able to provide an active mobile number and email address.
  • (e). We may require some extra info once you apply; however, don’t worry, we’ll let you know!

Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.

No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.

Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.

Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.

That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?

In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.

Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.

Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours.
Office hours:
Monday to Friday – 10:00 AM to 05:00 PM
Saturday & Sunday – Closed
If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.

Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.

Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!

If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.

First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.

At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.

We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.

Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.

Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.

We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.

 

Searching for a breezy, personal loan?

Apply for $2100 to $70,000.

Look no further than Breezy Loans for quick finance topped with top-notch
customer service and loan specialists who get it.

Rates & Costs

Medium Personal Loan

Loan Amount
$2100 - $4800

Loan term
12 months - 24 months

Costs

  • 1. Maximum Interest rate: 45.99% p.a.
  • 2. Comparison rate: 37.10% p.a. to 65.70% p.a.
  • 3. Loan Type: Secured & Unsecured
  • 4. Establishment Fee: $400

Example
This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

Disclaimer:
These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.

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Personal Loan

Loan Amount
$16,000 - $70,000

Loan term
12 months - 5 years*

Costs
  • 1. Interest rate: 14.2% p.a.
  • 2. Comparison rate: 14.65% p.a.
  • 3. Loan Type: Secured & Unsecured

These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.

Example
Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.

Disclaimer:
These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.

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