• hello@breezyloans.com.au.

Need Quick Cash for Medical Bills? Borrow $5000 to $50,000 With Breezy

Medical procedures can be terrifying in their own right. There are needles, tests, examinations, and the crippling uncertainty of what happens next. The last thing you need is to be panicking about the bill as well. Fortunately, Breezy Loans’ medical fee loans are here to ease at least one burden.

Who Are Breezy Loans?

Breezy Loans is an online lender that provides small personal loans of $5000-$50,000. We believe in convenience and in second chances, offering options even to people with bad credit or on Centrelink payments. Our process is 100% online, and if we don’t think that we’re the right lender for you, we’ll help you find your perfect fit at no additional charge.

To apply for one of our medical fee loans, all you need to do is fill in our digital application. It’s incredibly easy and should only take you a couple of minutes. Once that’s sorted, our loan specialists will get to work, and you should have an initial outcome in sixty minutes (during business hours). If your application is approved, we can finalise a contract and transfer your loan. You should have access to your funds the same day, or if you sign after 4:30PM AEST, then we’ll get to you first thing the next business day. No hassle, no fuss, just an easy way to sign up for medical fee loans.

What Are Medical Fee Loans?

Medical fee loans are Breezy’s way of helping when you need it most. Say a weekend game of rugby ends with a broken arm, or you need some tests completed and you can’t afford the expense at the moment. Your health is the most important thing, and you shouldn’t have to risk it because of budget constraints.

Am I Eligible?

If you think Breezy’s medical fee loans could help you right now, the first thing to consider is whether you’re eligible to apply. Fortunately, all you need is to check off four easy points for us to help.

● Are you a legal adult (18 years or older)?
● Are you an Australian citizen/permanent resident?
● Do you have a mobile number and an email address?
● Have you had steady income for the past three months?

If this is you, then Breezy might be the perfect lender for you.

What Else Should I Know?

What do I have to do to apply?

Medical fee loans with Breezy are designed to be the easiest process possible. You only need a few minutes to fill in our application form. Once you’re ready, we’ll have a look at it, and we should have an initial outcome ready within sixty minutes (during business hours). It’s a breeze to get through!

How much are the loans?

We offer loans from $5000-$50,000.

How long do I have to pay it back?

Our repayment plans can last from twelve months to 5 years or more.

How do I make repayments?

Repayments are made with automatic direct debits that finish as soon as your loan is paid off. There’s no need to worry about ever forgetting a payment.

Apply Now!

Going to the doctor is never fun, but at least with Breezy’s medical fee loans you don’t need to worry about how you’ll pay the bill. Let us help you with that part, so you can focus on getting better. Apply today and have one less thing to worry about.

Frequently Asked Questions

    To be eligible for a Breezy loan you simply need to be:
  • (a). 18 years of age.
  • (b). An Australian citizen or permanent resident.
  • (c). Receiving a regular income in a personal account for at least three months.
  • (d). Able to provide an active mobile number and email address.
  • (e). We may require some extra info once you apply; however, don’t worry, we’ll let you know!

Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.

No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.

Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.

Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.

That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?

In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.

Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.

Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours.
Office hours:
Monday to Friday – 10:00 AM to 05:00 PM
Saturday & Sunday – Closed
If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.

Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.

Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!

If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.

First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.

At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.

We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.

Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.

Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.

We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.

 

Searching for a breezy, personal loan?

Apply for $2100 to $70,000.

Look no further than Breezy Loans for quick finance topped with top-notch
customer service and loan specialists who get it.

Rates & Costs

Medium Personal Loan

Loan Amount
$2100 - $4800

Loan term
12 months - 24 months

Costs

  • 1. Maximum Interest rate: 45.99% p.a.
  • 2. Comparison rate: 37.10% p.a. to 65.70% p.a.
  • 3. Loan Type: Secured & Unsecured
  • 4. Establishment Fee: $400

Example
This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

Disclaimer:
These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.

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Personal Loan

Loan Amount
$16,000 - $70,000

Loan term
12 months - 5 years*

Costs
  • 1. Interest rate: 14.2% p.a.
  • 2. Comparison rate: 14.65% p.a.
  • 3. Loan Type: Secured & Unsecured

These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.

Example
Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.

Disclaimer:
These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.

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