Easy, Breezy Loans.

For quick, breezy finance.

$300 - $2,000 Small Personal Loans

Same Day Approval!!

Cash Loans From $300 Up To $2,000

Are Just A Click Away! Apply Now

Consumer Loans From $300 to $2000 With Breezy

Have you ever found yourself searching for consumer loans but you have no idea where to start? You’re not the only one. When you need a loan, you don’t always have time to spend countless hours or even days looking for a suitable lender.

Whether you need to get your hands on a personal loan, bad credit loan or even a consumer loan, Breezy Loans can help you get the cash you need, without the hassle. We’re a 100% online lender that specialises in small loans between $300 to $2,000, and we’re here to help. Take a look here at everything we can do for you.

Why choose Breezy Loans?

We’re called Breezy Loans for a reason. Applying for a Breezy consumer loan is designed to be as easy as possible. All you need to do is fill in a quick online form, which should only take a couple of minutes.

Our application is 100% online and can be completed from almost any device, be that a laptop, tablet or smartphone. Once we have your application our team of experts will assess your application and get back to you with your outcome as fast as we can - often within 60-minutes if you apply during business hours. It’s as easy as that.

What are consumer loans?

A consumer loan is a type of personal loan that is given to ‘consumers’ that is designed to help pay for or fund specific activities. In other words, a consumer loan is any type of loan made to a consumer by a creditor.

They are often referred to as simply personal loans. A consumer loan can be both secured (a loan that is backed by the assets of the borrower) or unsecured (a loan that is not backed by the assets of the borrower). There are many types of consumer loans available, however, the most common types of consumer loans are – mortgage, car or vehicle loans, education loans, personal loans, medical costs loans or a refinancing loan.

Who can apply for a consumer loan?

  • Are you an Australian citizen or permanent resident?
  • Are you at least 18 years or older?
  • Have you had regular income or Centrelink benefits for the past three months?
  • Do you have a mobile number and an email address that we can contact you on?

And that’s it! No complicated hassles or loops to jump through; if you tick each of those boxes, you can apply for a consumer loan today. Submit your application now and our team will get back to you ASAP.

Apply Now!

Our consumer loans are great options for anyone looking for a quick loan application and even quicker cash. Apply today and see just how easy it is to work with Breezy Loans. For any more questions, get in contact with our team today. Otherwise, if a consumer loan looks like it would be right for you, apply with Breezy today!


Can I apply with bad credit history?

Having some bad credit history can make it exceedingly difficult to get approved for a loan by many traditional lenders. We’re different. If you meet our simple application criteria, you can apply for a consumer loan with Breezy, even if you have bad credit history. We look at more factors than just your credit history, so having bad credit is by no means a deal-breaker. History and circumstances happen to anyone, and Breezy doesn’t believe in penalising people for them. We’d rather take a look at your overall financial position and make a decision from there.

As a responsible lender, we undertake a comprehensive assessment of every application that we receive and won’t make a snap decision based only on your credit score. You can be sure that when you apply with Breezy Loans we’ll give you the fair go you deserve.

Why was my application declined?

As much as we would love to, we can’t approve every consumer loan application that we receive. Unfortunately, there are instances where we are unable to approve a loan application and therefore, we can never guarantee approval. There could be any number of reasons why we might decline your application. Instances such as being over-committed, being in default to another lender or simply not having enough available funds to comfortably meet payments can impact your application.

If we don’t think we’re the perfect fit for you, we’ll work as a lender-finder instead at no extra charge! What this means is we’ll pass along your application to our network of alternative lenders in case anyone else can help. Don’t panic — not only is our network trustworthy, but we also use only the latest in secure-banking technology to handle your details. If another lender is found, we’ll let you know, and you can make the rest of your consumer loan journey with them.

Can I apply again if I am not successful this time?

While we may not be able to approve your application this time, that doesn’t mean we won’t be able to approve you in the future. We always invite our clients to apply again in a few months when your financial situation may have changed as you never know when we will be able to give you that yes you are looking for.

How long do I have to pay it back?

The amount of time that you will have to pay back your consumer loan will be tailored to your personal financial situation. Generally, our assessment team will recommend anywhere from 3 to 12 months to pay back your loan. This will be determined in the assessment process and laid out in your contract.

How do I make repayments?

We like to keep everything quick, easy and breezy, so we set up direct debit payments from your account when we set up your loan. These repayments will be automatically deducted from your account on your payday so you won’t have to worry about doing anything. These repayments will also automatically finish as soon as you’ve finalised your loan. That way, there’s no effort on your end.

Searching for a breezy, personal loan?

Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice. We strongly recommend you take independent advice before choosing any loan product.

Disclaimer: "Same Day Approval" as advertised - means, the applicant will get the application outcome on the same working day. If you are applying after working hours, you will get the reply next working day. Public holidays might affect the process of the outcome.

Disclaimer: "No Credit Check Loans" as advertised - means, most of the decisions are based on the present income of the applicant. There could be several reasons behind bad credit in past. A strong employment history and zero dishonour in last 90 days are required to be eligible for a no credit check loan. The lender can also perform a credit check as it is a part of application processing.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.

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