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Consumer Loans From $300 to $2000 With Breezy
There are a thousand reasons why someone might need to take out a consumer loan, and every one of those reasons is exactly why Breezy Loans exists. We’re a 100% online lender that specialises in small loans between $300 to $2,000, and we’re here to help.
Applying for a Breezy consumer loan is designed to be as easy as possible. All you need to do is fill in a quick online form, which should only take a couple of minutes. As soon as you hit ‘submit’, our expert loan-specialists will be assessing your application — you should have your initial outcome in sixty minutes if you applied during business hours. Once the digital contract is signed, you’ll have access to your consumer loan either that very day or first thing the next business day at the latest. It’s so simple, that’s why they call us Breezy!
Who Can Apply?
Pretty much every Australian can apply for a consumer loan with Breezy. We look at more factors than just your credit history, such as your current financials, so having bad credit is by no means a deal-breaker. We’ll also consider Centrelink payments a steady form of income and are happy to help those receiving them. History and circumstances happen to anyone, and Breezy doesn’t believe in penalising people for them.
As a responsible lender, we do have some conditions on who can apply, but all you need is to check four little points to be eligible for a consumer loan.
- Are you an Australian citizen or permanent resident?
- Are you eighteen years or older?
- Have you had regular income for the past three months?
- Do you have a mobile number and an email address?
And that’s it! No complicated hassle or loops to jump through; if you tick each of those boxes, you can apply for a consumer loan today.
What Happens If I’m Not Approved?
Breezy tries to be the small loans lender for everyone, but sadly we can’t guarantee approval. Not to worry, though. If we don’t think we’re the perfect fit for you, we’ll work as a lender-finder instead at no extra charge!
What this means is we’ll give you application to network of alternative lenders in case anyone else can help. Don’t panic — not only is our network trustworthy, but we also use only the latest in secure-banking technology to handle your details. If another lender is found, we’ll let you know, and you can take the rest of your consumer loan journey with them.
What Else Should I Know About Consumer Loans?
How much are the loans?
We provide small personal loans that range from $300-$2,000.
How long do I have to pay it back?
You can have up to twelve months in your repayment schedule.
How do I make repayments?
We like to keep everything ‘breezy’, so we help set up automatic direct debit payments from your account, which will also finish as soon as you’ve paid for the loan. That way, there’s no risk of forgetting and getting a nasty surprise.
For any more questions, check out our ‘how it works’ or our FAQ page to find out more. Otherwise, if a consumer loan looks like it would be right for you, then apply with Breezy today!
Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice. We strongly recommend you take independent advice before choosing any loan product.
Disclaimer: "Same Day Approval" as advertised - means, the applicant will get the application outcome on the same working day. If you are applying after working hours, you will get the reply next working day. Public holidays might affect the process of the outcome.
Disclaimer: "No Credit Check Loans" as advertised - means, most of the decisions are based on the present income of the applicant. There could be several reasons behind bad credit in past. The lender can also perform a credit check as it is a part of application processing.
*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.