We are Breezy Loans.
We specialise in neo-lending. Already confused? Don’t worry. Neo-lending is a just fancy way to say online lending. Breezy Loans provides quick finance when you need it most. We want to give every Aussie a fair go. If you’re looking for payday loans, we’re glad you found us because we may not offer payday loans, but we strive to provide Aussies with a seamless personal loan experience, bypassing all the hassle.
It’s all in the details.
Technically, we don’t offer payday loans. However, we do offer flexible repayment terms, and we give all our applicants a fair go - bad credit and all. If you're looking for payday loans no credit check or payday loans instant approval, then opt for a bad credit loan instead! We have a Breezy loan for every occasion. If you’re after a small fund top-up to get you through to payday, we offer unsecured personal loans from $300 to $2,000 to be repaid over 12 months. If you’re looking for a something that packs a bit heat, we offer secured personal loans from $2,001 to $3,000 to be repaid over a 13-24 month period.
"Loans by Aussies, for Aussies"
We are Committed to Transparency
When applying for personal loans, we believe you shouldn’t be in the dark. That’s why we are transparent when it comes to our loan process. We don’t offer loans like payday loans Australia or bad credit payday loans. So, let’s talk about what we do offer.
We offer no-nonsense personal loans. Whether you’re planning a romantic getaway for two or catching up on some nasty unexpected bills, Breezy Loans is ready to help. We believe in giving every Aussie a fair go. So, whether you have bad credit or you’re receiving Centrelink, apply with us today and we’ll do our best to help.
Are you fulfilling the following conditions to increase your approval rate?
➤ Are you an Australian Citizen or Permanent Resident of Australia?
➤ Are you at least 18 years old?
➤ Are you earning a minimum of $600 per week from wages? These loans are not suitable for self employed people.
➤ Not on Newstart, Youth Allowance or currently Bankrupt.
➤ Have an active valid Bank account?
➤ Don't have 2 or more than 2 active personal/payday loans from last 90 days. Excluding home loan and car loan.
Legal Rights Surrounding Small Personal Loans
Currently, payday loans predominantly make up the market for SAACs. These are small personal loans provided by payday lenders, with flexible eligibility requirements focused on your income and ability to pay back the loan rather than on your credit score. ASIC regulates the market and there are a number of requirements that payday lenders are required to adhere to in order to meet their responsible lending obligations. Read More..