We are Breezy Loans.

Breezy Loans, an Australian owned and operated business with an ambition to serve individuals in development through provision of astounding lending services. Our committed team is continuously finding ways to ensure easier access to loan for individuals alongside maintaining high standard of trust, transparency, and integrity throughout the process.

Our aim to assist the Australian community in growth & development. Regardless of your credit history, be assured that you will always be welcomed at Breezy Loans for we care about the people we serve. If you don’t meet our lending criteria, we forward your application to our lending partners to ensure the maximum chances of clients receiving loans to fulfill their needs.

Unlike a cash advance or a payday loan, small personal loan repayment plan gives you a breathing space via provision of hassle-free loan access at minimal charges. Whether you need loan to fix your washing machine or pay-off your overmounting bills, Breezy Loans is here to make the process simpler and easier for you.

We specialise in neo-lending. Already confused? Don’t worry. Neo-lending is a just fancy way to say online lending. Breezy Loans provides quick finance when you need it most. We want to give every Aussie a fair go. If you’re looking for payday loans, we’re glad you found us because we may not offer payday loans, but we strive to provide Aussies with a seamless personal loan experience, bypassing all the hassle.

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What We Do

Welcome to Breezy loans, your number one destination for small loan assistance. With an aim to provide amazing lending services, we assist Australians who want to attain quick loans via hassle-free loan applications.

We specialise in online lending solutions to ensure you have access to quick finance when you need it the most. Our application process is smartly designed to capture all your relevant data and quickly sort through the right lender for you, so you don’t have to.

We are your ideal lenders who aim to provide quality loans to our clients. Whether you are after a small fund top-up to get through payday or an unsecured personal loan, Breezy Loans is your best solution for all hassle-free lending solutions.

It’s all in the details.

Technically, we don’t offer payday loans. However, we do offer flexible repayment terms, and we give all our applicants a fair go - bad credit and all. If you're looking for payday loans no credit check or payday loans instant approval, then opt for a bad credit loan instead! We have a Breezy loan for every occasion. If you’re after a small fund top-up to get you through to payday, we offer unsecured personal loans from $300 to $2,000 to be repaid over 12 months. If you’re looking for a something that packs a bit heat, we offer secured personal loans from $2,001 to $5,000 to be repaid over a 3-24 month period.

"Loans by Aussies, for Aussies"

We are Committed to Transparency

When applying for personal loans, we believe you shouldn’t be in the dark. That’s why we are transparent when it comes to our loan process. We don’t offer loans like payday loans Australia or bad credit payday loans. So, let’s talk about what we do offer.
We offer no-nonsense personal loans. Whether you’re planning a romantic getaway for two or catching up on some nasty unexpected bills, Breezy Loans is ready to help. We believe in giving every Aussie a fair go. So, whether you have bad credit or you’re receiving Centrelink, apply with us today and we’ll do our best to help.

Are you fulfilling the following conditions to increase your approval rate?

➤ Are you an Australian Citizen or Permanent Resident of Australia?

➤ Are you at least 18 years old?

➤ Are you earning a minimum of $600 per week from wages? These loans are not suitable for self employed people.

➤ Not on Newstart, Youth Allowance or currently Bankrupt.

➤ Have an active valid Bank account?

➤ Don't have 2 or more than 2 active personal/payday loans from last 90 days. Excluding home loan and car loan.

Legal Rights Surrounding Small Personal Loans

Currently, payday loans predominantly make up the market for SAACs. These are small personal loans provided by payday lenders, with flexible eligibility requirements focused on your income and ability to pay back the loan rather than on your credit score.There are a number of requirements that payday lenders are required to adhere to in order to meet their responsible lending obligations. Read More..

Searching for a breezy, personal loan?

Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice. We strongly recommend you take independent advice before choosing any loan product.

Disclaimer: "Same Day Approval" as advertised - means, the applicant will get the application outcome on the same working day. If you are applying after working hours, you will get the reply next working day. Public holidays might affect the process of the outcome.

Disclaimer: "No Credit Check Loans" as advertised - means, most of the decisions are based on the present income of the applicant. There could be several reasons behind bad credit in past. A strong employment history and zero dishonour in last 90 days are required to be eligible for a no credit check loan. The lender can also perform a credit check as it is a part of application processing.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.

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