• hello@breezyloans.com.au.

Need A Dental Loan To Cover Some Expenses? Apply Now!

There’s nothing more frustrating and expensive than an unexpectedly large dental bill. Not only are your teeth probably giving you a few problems but you also have to pay through the teeth (get it?) to get them sorted. And there’s no denying that dental bills tend to be expensive. Like, really expensive. Rather than worrying about how you’re going to cover your dental expenses, why not give Breezy Loans dental loan a try? It could be the helping hand you need to get your oral and financial health back on track.

Introducing Breezy Loans

Here at Breezy Loans, we’re an Australian owned and run company that pride ourselves on being accessible to the everyday Australian. We specialize in neo lending and small personal loans for any and all lending needs that our fellow Aussies might ask us for. With 100% online applications and a team of specialists assessing all applications that are submitted to us, we’re proud to say that we’re not only fast, easy, and convenient, but really damn good at what we do.

Who can apply for a dental loan?

If there’s one thing here at Breezy Loans that sets us apart from other lenders, it’s the fact that we believe that all Australians should have access to fast and easy finance when they need it. We have built our entire process on the premise that it should be as easy and convenient as possible to get access to the funds you need when you need them. With this in mind, we have also made our application criteria simple. We don’t believe in overly complicated eligibility criteria that excludes more people than it includes. So we ask for just a few things from you first. If you meet the following criteria then you’re eligible to submit an application with us:
● Are you at least 18 years of age?
● Are you an Australian citizen or permanent resident?
● Have you been employed for at least 3 months?
● Do you have an active phone number and email address so we can contact you about your application?
If you answered yes to the above questions then you’re eligible to apply with Breezy Loans! Scroll up and get your application for a dental loan started today.

What does a dental loan cost?

It’s no secret that there are tonnes of different kinds of personal loans out there and they’re probably all going to have different fees and charges. While every dental loan is going to be tailored to the recipient and will therefore be a little bit different, we can give you an example of the kinds of fees to expect and how your dental loan might be structured. Just keep in mind that these are examples only and all fees and charges will be discussed with your assessor when they are assessing your application. Read more about the fee & rates here.

Does Breezy do credit checks?

Credit checks are an important part of responsible lending practices and as such, Breezy Loans may conduct a credit check on your dental loan application. Don’t let the idea of a credit check scare you off from applying though. A credit check is simply one aspect of a thorough multi-step assessment process and we do not believe that it is the only deciding factor of your application.

We look at many different aspects when assessing your application including your current relationship with money, income, and expenses and your repayment history with your other lenders and commitments. We believe that this gives us a better snapshot of how you’re handling your finances and a more thorough overview of your application. So, while a credit check is important, it isn’t the only thing we look at.

Can I apply If I have bad credit?

Unlike traditional lenders, we understand that not everyone is going to have a perfectly squeaky clean credit history. Sometimes life just happens and our credit scores can take a little bit of a hit. Here at Breezy Loans, we understand and we’re here to tell you that it’s OK. We believe that everyone deserves a fair chance to get the finance they need so we always strive to give everyone the fair go they deserve.

Credit history isn’t the only thing we look at. We believe in getting an overall snapshot of your finances, it just looking at one aspect. So, even if you do have a bit of bad credit history in your past, why not submit an application and let us see if we can help you out with the dental loan that you need.

Breezy’s dental loan application process

Submitting an application with Breezy Loans should only take you a couple of minutes. With our 100% online, paper-free application process, you’ll be done in a jiffy. No one has the time to be hunting down long lost paperwork or spending hours completing an overly complicated loan application. Breezy Loans is fast and hassle-free. In fact, you could have an application form completed and submitted within just a few minutes, it really is that simple. Read on here to see just how easy and fast it really is.

  • 01

    You can begin your application by scrolling to the top of this page and using our online loan calculator to indicate what size dental loan you’re wanting to borrow. Once you’re happy with your loan amount hit submit and get your application off to a quick and breezy start. On the next page, we’ll ask you to provide us with just a few personal details such as your name, address, date of birth, and reason for applying for the loan. Once you have filled out these details hit the next button to be taken to the next stage of your 100% online application form.

  • 02

    Now that we have a few details about you, we’ll now ask you to upload up a read-only copy of your bank statements. These are security protected and only accessible to our assessment specialists. Our assessment specialists will then take a quick look through your bank statements to make sure that a small personal loan would be a suitable option for you and your financial situation. Once your statements are uploaded you’re all done. His submit and your application will make their way over to our assessment team to begin the assessment process.

  • 03

    Your completed application will make its way through to our expert team of assessment specialists who will get to work thoroughly assessing your dental loan application. They’ll have a look at your application and the supporting bank statements that you uploaded to us and if they find that they require any supporting documentation for your application, they’ll be in touch with you via phone, SMS, and email. Make sure you keep your phone near you so we can communicate with you in a speedy breezy fashion.

    The assessment process should be super fast and easy. Sometimes it may take a little bit longer depending on whether or not your assessor requires further documentation from you and when you submitted your initial application. Remember that if you submit your application outside of our office hours you might not hear back from us until we’re back in the office. Never fear though, we’ll get straight to your application as soon as we’re able.

  • 04

    Once our team has finalized their assessment of your dental loan application they’ll get in touch with you via SMS and email regarding the outcome of your application. If you have been successful and Breezy Loans are able to offer you a dental loan they’ll discuss your loan offer and contract with you to ensure that you understand the terms and you’re happy with the loan terms and repayment structure. If you’re happy with the terms of your loan and want to go ahead simply e-sign your contract and get it back to us as soon as you can.

  • 05

    When we have received your signed contract we can then release your cash to your bank account with the next round of banking. Your funds can be in your account in as little as 60-minutes. Don’t panic if you don’t see your cash instantly though, we find that depending on which bank you’re with, your funds will generally clear into your bank account overnight at the very latest.

    And it’s as easy as that. No crazy complicated dental loan application process that takes days or weeks to complete and hear back about, Just fast, efficient and easy applications with super fast outcomes. What more could you want from your finance professionals?

I receive Centrelink - can I still apply?

Yes, you can still apply if you receive Centrelink as your main form of income! We’re firm believers that everyone should have the chance to get the cash they need when they’re in a bit of a financial pickle. We believe that Centrelink is a valid form of income and as such are more than happy to accept applications from Aussies who receive Centrelink as their main form of income.

We’re not like traditional lenders who won’t give you the time of day once they learn you receive Centrelink. We’re different and that’s what sets us apart. Submit an application for a dental loan now and see how Breezy Loans could help you out.

Need a dental loan? apply now!

We know that applying for finance can be both nerve-wracking and time-consuming. It’s been made to seem overly complicated and exceedingly difficult to attain for the average Australian who just needs a bit of a helping hand when times get a little bit tough. Breezy Loans are here to change that perception. We think that finance should be and indeed is, simple.

Rather than putting your trust and time into a company that hits you with hard to fill out application forms that take up the better part of your afternoon, why not submit an application with Breezy Loans and see just how easy and quick it is to get the funds you need when you need them. Not next week or next month, but now.

Why wait? Apply now and see just how Breezy Loans can help you out with the dental loan of your dreams.

Frequently Asked Questions

    To be eligible for a Breezy loan you simply need to be:
  • (a). 18 years of age.
  • (b). An Australian citizen or permanent resident.
  • (c). Receiving a regular income in a personal account for at least three months.
  • (d). Able to provide an active mobile number and email address.
  • (e). We may require some extra info once you apply; however, don’t worry, we’ll let you know!

Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.

No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.

Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.

Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.

That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?

In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.

Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.

Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours.
Office hours:
Monday to Friday – 10:00 AM to 05:00 PM
Saturday & Sunday – Closed
If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.

Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.

Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!

If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.

First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.

At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.

We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.

Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.

Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.

We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.


Searching for a breezy, personal loan?

Apply for $2100 to $70,000.

Look no further than Breezy Loans for quick finance topped with top-notch
customer service and loan specialists who get it.

Rates & Costs

Medium Personal Loan

Loan Amount
$2100 - $4800

Loan term
12 months - 24 months


  • 1. Maximum Interest rate: 45.99% p.a.
  • 2. Comparison rate: 37.10% p.a. to 65.70% p.a.
  • 3. Loan Type: Secured & Unsecured
  • 4. Establishment Fee: $400

This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.


Personal Loan

Loan Amount
$16,000 - $70,000

Loan term
12 months - 5 years*

  • 1. Interest rate: 14.2% p.a.
  • 2. Comparison rate: 14.65% p.a.
  • 3. Loan Type: Secured & Unsecured

These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.

Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.

These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.


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