Need A Dental Loan To Cover Some Expenses? Apply Now!

There’s nothing more frustrating and expensive than an unexpectedly large dental bill. Not only are your teeth probably giving you a few problems but you also have to pay through the teeth (get it?) to get them sorted. And there’s no denying that dental bills tend to be expensive. Like, really expensive. Rather than worrying about how you’re going to cover your dental expenses, why not give Breezy Loans dental loan a try? It could be the helping hand you need to get your oral and financial health back on track.

Introducing Breezy Loans

Here at Breezy Loans, we’re an Australian owned and run company that pride ourselves on being accessible to the everyday Australian. We specialize in neo lending and small personal loans for any and all lending needs that our fellow Aussies might ask us for. With 100% online applications and a team of specialists assessing all applications that are submitted to us, we’re proud to say that we’re not only fast, easy, and convenient, but really damn good at what we do.

Who can apply for a dental loan?

If there’s one thing here at Breezy Loans that sets us apart from other lenders, it’s the fact that we believe that all Australians should have access to fast and easy finance when they need it. We have built our entire process on the premise that it should be as easy and convenient as possible to get access to the funds you need when you need them.

With this in mind, we have also made our application criteria simple. We don’t believe in overly complicated eligibility criteria that excludes more people than it includes. So we ask for just a few things from you first. If you meet the following criteria then you’re eligible to submit an application with us:

● Are you at least 18 years of age?
● Are you an Australian citizen or permanent resident?
● Have you been employed for at least 3 months?
● Do you have an active phone number and email address so we can contact you about your application?

If you answered yes to the above questions then you’re eligible to apply with Breezy Loans! Scroll up and get your application for a dental loan started today.

What does a dental loan cost?

It’s no secret that there are tonnes of different kinds of personal loans out there and they’re probably all going to have different fees and charges. While every dental loan is going to be tailored to the recipient and will therefore be a little bit different, we can give you an example of the kinds of fees to expect and how your dental loan might be structured. Just keep in mind that these are examples only and all fees and charges will be discussed with your assessor when they are assessing your application. Read more about the fee & rates here.

Does Breezy do credit checks?

Credit checks are an important part of responsible lending practices and as such, Breezy Loans may conduct a credit check on your dental loan application. Don’t let the idea of a credit check scare you off from applying though. A credit check is simply one aspect of a thorough multi-step assessment process and we do not believe that it is the only deciding factor of your application.

We look at many different aspects when assessing your application including your current relationship with money, income, and expenses and your repayment history with your other lenders and commitments. We believe that this gives us a better snapshot of how you’re handling your finances and a more thorough overview of your application. So, while a credit check is important, it isn’t the only thing we look at.

Can I apply If I have bad credit?

Unlike traditional lenders, we understand that not everyone is going to have a perfectly squeaky clean credit history. Sometimes life just happens and our credit scores can take a little bit of a hit. Here at Breezy Loans, we understand and we’re here to tell you that it’s OK. We believe that everyone deserves a fair chance to get the finance they need so we always strive to give everyone the fair go they deserve.

Credit history isn’t the only thing we look at. We believe in getting an overall snapshot of your finances, it just looking at one aspect. So, even if you do have a bit of bad credit history in your past, why not submit an application and let us see if we can help you out with the dental loan that you need.

Breezy’s dental loan application process

Submitting an application with Breezy Loans should only take you a couple of minutes. With our 100% online, paper-free application process, you’ll be done in a jiffy. No one has the time to be hunting down long lost paperwork or spending hours completing an overly complicated loan application. Breezy Loans is fast and hassle-free. In fact, you could have an application form completed and submitted within just a few minutes, it really is that simple. Read on here to see just how easy and fast it really is.

Step 1

You can begin your application by scrolling to the top of this page and using our online loan calculator to indicate what size dental loan you’re wanting to borrow. Once you’re happy with your loan amount hit submit and get your application off to a quick and breezy start. On the next page, we’ll ask you to provide us with just a few personal details such as your name, address, date of birth, and reason for applying for the loan. Once you have filled out these details hit the next button to be taken to the next stage of your 100% online application form.

Step 2

Now that we have a few details about you, we’ll now ask you to upload up a read-only copy of your bank statements. These are security protected and only accessible to our assessment specialists. Our assessment specialists will then take a quick look through your bank statements to make sure that a small personal loan would be a suitable option for you and your financial situation. Once your statements are uploaded you’re all done. His submit and your application will make their way over to our assessment team to begin the assessment process.

Step 3

Your completed application will make its way through to our expert team of assessment specialists who will get to work thoroughly assessing your dental loan application. They’ll have a look at your application and the supporting bank statements that you uploaded to us and if they find that they require any supporting documentation for your application, they’ll be in touch with you via phone, SMS, and email. Make sure you keep your phone near you so we can communicate with you in a speedy breezy fashion.

The assessment process should be super fast and easy. Sometimes it may take a little bit longer depending on whether or not your assessor requires further documentation from you and when you submitted your initial application. Remember that if you submit your application outside of our office hours you might not hear back from us until we’re back in the office. Never fear though, we’ll get straight to your application as soon as we’re able.

Step 4

Once our team has finalized their assessment of your dental loan application they’ll get in touch with you via SMS and email regarding the outcome of your application. If you have been successful and Breezy Loans are able to offer you a dental loan they’ll discuss your loan offer and contract with you to ensure that you understand the terms and you’re happy with the loan terms and repayment structure. If you’re happy with the terms of your loan and want to go ahead simply e-sign your contract and get it back to us as soon as you can.

Step 5

When we have received your signed contract we can then release your cash to your bank account with the next round of banking. Your funds can be in your account in as little as 60-minutes. Don’t panic if you don’t see your cash instantly though, we find that depending on which bank you’re with, your funds will generally clear into your bank account overnight at the very latest.

And it’s as easy as that. No crazy complicated dental loan application process that takes days or weeks to complete and hear back about, Just fast, efficient and easy applications with super fast outcomes. What more could you want from your finance professionals?

I receive Centrelink – can I still apply?

Yes, you can still apply if you receive Centrelink as your main form of income! We’re firm believers that everyone should have the chance to get the cash they need when they’re in a bit of a financial pickle. We believe that Centrelink is a valid form of income and as such are more than happy to accept applications from Aussies who receive Centrelink as their main form of income.

We’re not like traditional lenders who won’t give you the time of day once they learn you receive Centrelink. We’re different and that’s what sets us apart. Submit an application for a dental loan now and see how Breezy Loans could help you out.

Need a dental loan? apply now!

We know that applying for finance can be both nerve-wracking and time-consuming. It’s been made to seem overly complicated and exceedingly difficult to attain for the average Australian who just needs a bit of a helping hand when times get a little bit tough. Breezy Loans are here to change that perception. We think that finance should be and indeed is, simple.

Rather than putting your trust and time into a company that hits you with hard to fill out application forms that take up the better part of your afternoon, why not submit an application with Breezy Loans and see just how easy and quick it is to get the funds you need when you need them. Not next week or next month, but now.

Why wait? Apply now and see just how Breezy Loans can help you out with the dental loan of your dreams.